1060 S. Main Bldg. B
Suite #301B
St. George, Utah 84770
(435) 862-3303    Office
Utah Luxury homes

Utah Luxury homes

Is 100% Financing still possible??

100% financing is still very much possible, even right now during the difficult mortgage and Real Estate market in Southern Utah.  Perhaps the most competitive product on the market right now for 100% financing is the USDA Rural Housing product. 

This is a government product that functions very similarly to an FHA loan but the key to this loan is that unlike FHA, THERE IS NO MORTGAGE INSURANCE.  Additionally, FHA requires that you make a down payment of approximately 3% of the purchase price.  The USDA Rural Housing loan requires no down payment and rates are virtually identical to any other government loan.  If purchasing a home in any rural area outside of St. George and Washington the rural housing program simply cannot be beat.  In summary, with no down payment required, no mortgage insurance, and rates identical to other government and conventional loan products, the rural housing loan is an incredibly attractive product.

Please feel free to contact us if you'd like to know more about this, or any other mortgage products that might be available.  Allow us to give you some financing and mortgage options, with absolutely no obligations. 


Contact Us if you'd like a Free list of zero-down homes.

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